Love languages help you enjoy Valentine’s Day on a budget

   Valentine’s Day doesn’t have to break the bank.  
  The key is understanding your partner’s love language.  
  When you know what makes them feel valued, you can create meaningful moments without overspending.  
  If words of affirmation are your partner’s love language, write a heartfelt letter that carries immense emotional value and costs nothing.  
  For those who treasure acts of service, cook their favorite meal, or build a simple budgeting worksheet that they’ve been struggling to create.  
  For gift lovers, think thoughtful but not costly, like one-of-a-kind thrift-store treasures or fractional stock shares of a company they admire.  
  Those who value quality time may appreciate a scenic hike, stargazing, or a “future-fund” jar for a vacation you’ll take together — with an initial contribution from you.  
  Finally, if physical touch is their love language, creating an at-home spa night or cuddling under a budget-friendly blanket is a good choice.  
  All told, the best Valentine’s gifts come from the heart, and smart budgeting makes them even sweeter.  
  This article was written by Edward Jones for use by your local Edward Jones Financial Advisor John Dickerson, and Hawes Dickerson. Members SIPC.