Columns/Opinions

PSA: Social Security myths: What to know

   There are some myths around Social Security we should clear up.  The first is that it is going bankrupt.  But according to a Social Security Administration analysis from June 2025, benefits will continue – though starting in 2033, it may only pay 77 cents on the dollar.

PSA: A financial roadmap for veterans entering civilian life

   Transitioning from military to civilian life brings countless adjustments, with financial change near the top.  If you’re a veteran, let “Veteran Saves Week”, Nov. 4 to 7, inspire you to focus on building financial confidence.  Civilian life may affect your expenses.

‘Escape hatch’

   Inevitably, at the height of a thrilling movie, when the enemy is closing in and the main character finds himself against a wall and no place to run, an escape hatch is suddenly revealed to remedy the character’s impossible situation; work with me, Tom Cruise, Mission Impossible scenario.

PSA: The real meaning of diversification in investing

   We’ve all heard the phrase: “Don’t put all your eggs in one basket.”   In the world of investing, it’s solid advice.   Unfortunately, some people misinterpret this wisdom.   They spread money across multiple financial institutions, working with several financial advisors.