Columns/Opinions

Investments do not have to be selfish actions

   What a week it was.  We elected a President, cut interest rates and the Stock Market climbed to record highs.  Those records were not limited to equities as gold and crypto rose too.  It really does look like the last quarter of the year is going to be bullish for your retirement account.

PSA: Which IRA is right for you?

   Two IRAs are available - the traditional and the Roth.Which is best for you?With a traditional IRA, you generally invest pretax dollars, and your earnings grow tax-deferred.

‘The First and Second Act’

   I enjoy using the analogy of a play to discuss issues about the first half and the second half of our lives.    The first act introduces the story or theme of the production.

PSA: How can you plan for incapacity?

   We all hope to enjoy long, healthy lives, retaining our physical and mental abilities.  But life doesn’t always work out that way - which is why you need to prepare for a potential incapacity that could affect you and your family.

‘By comparison’

   Heads Up!  There is no such word as “their-esteem”, so stop comparing yourself to others around you.  Self-esteem reflects your overall sense of self-worth. Here we find a wide bridge in self-concept.