When should you consult a financial professional?

   It can be challenging to achieve your financial objectives – but when should you seek some help?
   You might want to work with a financial professional when you land your first professional job – one that offers benefits and a retirement plan. 
   A financial advisor can help you get the most out of your 401(k) or similar account.
   Once you get married, you may want to consult with a financial advisor on how you and your new spouse can successfully combine your investment portfolios.
   And when you have children, a financial professional can help you set up an education-savings plan.
   At retirement, you’ll need to know how much you can afford to withdraw from your retirement accounts each year. 
   A financial advisor can look at your situation, evaluate all relevant factors and recommend a withdrawal rate appropriate for your needs.
   Consider reaching out for the help you need, when you need it. 
   By doing so, you could make your life easier as you move toward your financial goals.
   This article was written by Edward Jones for use by your local Edward Jones Financial Advisors John Dickerson & Hawes Dickerson. 

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