Financial protection can be a great Valentine’s Day gift

   On Valentine’s Day, you can give your spouse or life partner a traditional gift such as candy or flowers.
   But once you’ve done that, why not think about something that can provide your loved one with longer-lasting benefits – such as a lifetime of financial protection?
   You can do this in several ways.
   First, consider disability insurance to replace your income if you were to become ill or injured and couldn’t work.
   Next, always make sure you have adequate life insurance.
   Finally, think about purchasing long-term care insurance to cover the enormous costs of a lengthy nursing home stay.
   You may never need this type of care, but you won’t want to risk exposing your spouse or partner to these expenses, which can easily add up to hundreds of thousands of dollars.
   Valentine’s Day is just one day on the calendar.
   But if it serves as another reminder of how much you value your spouse or partner and spurs you into action to protect her or him throughout your lifetime – and beyond – then it will be an important day indeed.
   This article was written by Edward Jones for use by your local Edward Jones Financial Advisor John Dickerson. Member SIPC.   

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