"PSA: Will investors change behavior after the pandemic?"

   The COVID-19 pandemic may end up changing our lives, from how we work to how we learn.
   But will there be similar changes for how we invest?
   Some areas may be affected.
   For example, many people found that they didn’t have enough liquid savings to meet their needs and had to dip into their retirement accounts.
   To prevent this from happening, try to build an emergency fund containing several months’ worth of living expenses, with the money held in a separate, easily accessible account of cash or cash equivalents.
   But, in other ways, post-pandemic life will be similar to life before.
   Apart from building an emergency fund, you should still put away what you can afford into your IRA, 401(k), and other retirement accounts.
   If you have children, you may still want to explore college-funding vehicles – because even if online learning becomes more prevalent, higher education will still be costly.
   And no matter what the future looks like, you’ll always make the right move by creating a long-term financial strategy tailored to your individual needs, goals, and risk tolerance.
   This article was written by Edward Jones for use by your local Edward Jones Financial Advisor John Dickerson. Member SIPC. 

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