Columns/Opinions

PSA: Have you built an emergency fund?

Here’s an interesting finding: Among those who planned to make a financial resolution for 2023, the primary reason was the desire to build an emergency savings fund, according to a December 2022 study by research firm Morning Consult.

PSA: Can you plan for an unplanned retirement?

You might not plan on retiring early.    But illness or downsizing could lead to an abrupt departure from the workforce.    If this happens, are you prepared to deal with financial issues?    Preparation is key.    While you’re still working, you can take a number of steps.