Columns/Opinions

PSA: Avoid these estate-planning mistakes

When many people hear the words “estate planning,” they assume it’s just for the wealthy.     But that’s not correct – everyone can benefit from some form of an estate plan.     And when you’re creating one, you’ll want to avoid some common mistakes.

"When we know Jesus, we know so much" by: Caleb Gibson

Some years ago, an army sharpshooter was visiting a small town.     He was surprised to find bull’s-eyes with bullet holes in the exact center all throughout the village. “Someone or some one’s here must be amazing shooters,” he thought, “I’ve never seen anything like it.”

PSA: Strengthen your ‘three-legged stool’ for retirement

For many years, Americans paid for their retirement through three sources: employer pensions, Social Security and personal savings and investments – the so-called “three-legged stool.”      But things have changed.      First of all, most employers no longer offer guaranteed pensions.