Columns/Opinions

PSA: Harness the power of budgeting

Do you need to stick to a budget?    You might be surprised at how many ways budgeting can help you.    First, a budget provides a clear picture of where your money is going, which can give you a greater feeling of control over your life.

PSA: Retiring early? Know your health care choices

Life doesn’t always go as planned.    For example, you might think you’ll retire at 65 or later when you’ll be eligible for Medicare.    But if you retire before then, how will you pay for your health care?    If your former employer offers continuing health coverage, this might be your best option.

"The grace of God is what we need in this world " by: Caleb Gibson

What is hyper-grace?     I personally do not use this word because it has negative connotations.     If you type these words in google you will get articles and videos that talk down about hyper-grace. There are many straw men arguments that are just really false.