Columns/Opinions

PSA: Term vs. “Perm”: Which is right for you?

If you have anyone who depends on you financially, you almost certainly need to consider life insurance.  But which type?  Term or permanent?  Term insurance provides coverage for a specific amount of time, usually 20 years or less.

‘Another Day in the Neighborhood’

We make simple choices every day: to get out of bed in the morning, go to work, take out the garbage, decide who our friends are, stay single or get married etc.    We like to think about it as free choice; the bible refers to it as free will.

‘Going back to the beginning’

Our world has turned out to be so complicated.   The irony in that statement is that the world is a canvas from which human beings create complexity from their own desire to be in control.  To suggest a desire to return to simpler times, is to blindly believe there were simpler times.