Columns/Opinions

PSA: Failure to plan: Is it planning to fail?

   Benjamin Franklin once said, “If you fail to plan, you are planning to fail.”    But as you chart your financial course, what steps should you take?    First, identify your goals and try to establish a price tag for them.    You can, and should, continue to revise your estimates over time.

PSA: Should you stick with index-based investments?

   You may have heard that you can simplify your investment strategy just by owning index-based investments.    But is this a good idea?    An index-based fund mimics the performance of a market index, such as the S&P 500.