Columns/Opinions

PSA: What you should know about RMDs?

   At some point, you’ll need to take money out of your IRA and 401(k).  What should you know about these mandatory withdrawals?First, they’re called required minimum distributions, or RMDs.  And you must start taking them when you’re 73, or, if you were born in 1960 or later, 75.

‘The Ripple Effect ’

   I’m told on a movie set there is chaos coming in all directions until one word is uttered, “Action!”   All work and preparation comes down to a three-minute take, and if successful, production is primed and ready to move on to the next scene.   Each of us is starring in a movie called life.

PSA: Consider these year-end financial moves

   Once again, it’s the busy holiday season.  Still, try to take the time to consider some financial moves before we turn the calendar to 2025.  First, review your investment portfolio to ensure it is performing as expected and still fits your goals, risk tolerance, and time horizon.

‘The Art of Communication’

  The Art of CommunicationThe difference between the right word and the almost right word is the Difference between lightning and a lightning bug.  Mark Twain  I’ve adopted a new skill for my resume - wordsmith.   The word has a purposeful intent to it.