Columns/Opinions

PSA: Should you consider 401(k) loans or withdrawals?

 If you’re ever faced with a financial crunch, should you consider taking money from your 401(k)?     Ideally, you should avoid it if you can.     Your 401(k) is designed for your retirement, which may last decades.     So, consider other options, such as withdrawing money from your emergency fund.

PSA: What should you expect from your investments?

   What can you expect from your investments?     Ideally, of course, you want them to help you meet your goals, such as a comfortable retirement.     But you should be aware that your expectations can be affected by several factors.