Columns/Opinions

Resolution #3: Outdoor Rooms & Curb Appeal

April  With the indoor clutter tamed, April is the moment to carry that feeling of ease beyond your front door.   Curb appeal isn’t about perfection; it’s about thoughtful edits that make arriving home feel intentional and welcoming.

PSA: Take charge of your debt, one step at a time

If you have debt that feels overwhelming, you can regain control.   First, know what you owe.   List all balances from mortgages, auto loans, medical bills, and credit cards, and divide that total by your gross income.   Aim for less than 35% with a mortgage or 20% without.
Jim Folse

Jim Folse

Jim Folse announces re-election campaign

Over the past several years, it has been my honor to serve the citizens of Bay City on the City Council. During that time, our community has made meaningful progress in infrastructure, public safety, economic development, and quality of life improvements.